The Existence Collective · Reimbursement Guide

Getting reimbursed for the sessions you've already paid for

A step-by-step walk-through of submitting a superbill to your insurance for possible out-of-network reimbursement. Entirely optional — nothing about your care here depends on doing this.

The short version: we're not in-network with any insurance plan, but we can give you a document (called a "superbill") that some plans will partially reimburse you for. Whether that's worth pursuing depends on your specific plan — this guide helps you find out.

Call the number on the back of your insurance card

Ask for "member services" and say you have questions about out-of-network mental health benefits. Here's exactly what to ask:
  1. "Do I have out-of-network benefits for outpatient mental health / behavioral health services?"
  2. "What's my out-of-network deductible, and have I met any of it this year?"
  3. "Once I've met it, what percentage of the session fee is reimbursed?"
  4. "Is there a limit on the number of sessions per year?"
  5. "Do you need pre-authorization for out-of-network mental health visits?"
  6. "How do I submit a claim — mail, fax, or an online member portal?"